Effective Date: 25-11-2025 Brand: Mera Astitva Coach & Healer: Padmavati Saraswatula Thank you for choosing Mera Astitva. Please read this Refund Policy carefully before enrolling in any program, session, or course. 1. No Refund Policy All payments made for the following are non-refundable under all circumstances: 🔘 The Midlife Renewal Program (90 Days) 🔘 21-Day Transformational Healing Program 🔘 Coaching, healing, or counseling sessions 🔘 Online or offline workshops 🔘 Digital products or course materials Once payment is made, refunds will not be provided. 2. Program Commitment Our programs require sincerity, consistency, and active participation. By enrolling, you agree to complete the duration of the program. Lack of participation does not qualify for any refund. 3. Missed Sessions Missed sessions are not refundable. Session rescheduling is possible only with prior notice and subject to availability. Last-minute cancellations may be counted as completed sessions. 4. Payment Plans If you choose a payment plan/EMI: 🔘 All installments must be paid on time. 🔘 Non-payment may lead to suspension of service but does not qualify for a refund. 5. Exceptional Cases Refunds may be considered only in the following situations: 🔘 Duplicate payment 🔘 Technical billing error Such cases will be reviewed and approved at our discretion. 6. Changes to Policy Mera Astitva may update or modify this Refund Policy at any time. Changes become effective immediately upon posting. 7. Contact Information For refund, payment, or billing questions: Coach: Padmavati Saraswatula Email: astitvamera326@gmail.com Phone: 7210558117 Address: Rourkela, Odisha Brand: Mera Astitva